Citizens State Bank and ICBA Offer 10 Tips for Safe Travel this Season

FOR IMMEDIATE RELEASE

Contact: Nicole Swann, nicole.swann@icba.org, 202-821-4458 or
Leah Driver, ldriver@mycsbin.com, 765-529-5450

New Castle, IN (July 3, 2024)—As Americans make their travel plans this summer, Citizens State Bank (CSB) and the Independent Community Bankers of America (ICBA) are sharing planning tips for consumers to minimize unwanted surprises during travel to maximize their enjoyment as they venture away from home.

“Planning for the unexpected—including trip delays, lost or damaged merchandise, and last-minute expenditures can lessen the financial impact and increase your peace of mind when traveling domestic or abroad,” said Brock Davis, Chief Banking Officer at Citizens State Bank. “Should you encounter an unforeseen expense while away or need financial assistance during your travels, call on Customer Care and our expert staff who can offer support to ease your load.”

ICBA and CSB urge consumers to consider these 10 tips before departing on their next trip:

1. Inform your community bank of your travel plans to avoid account holds or transaction rejections when unusual transactions are presented for processing. (You can also set up a Travel Notice.)
2. Ensure you have a chip-enabled card, particularly if your travel plans take you overseas where chip technology may be a prerequisite for card acceptance.
3. Carry multiple cards as a backup. Families or couples may get even greater backup coverage if each person takes a different card.
4. Create transaction alerts for credit and debit cards. If you suspect your information has been compromised, contact your bank and credit card provider immediately. For information about what to do in the event of a lost or stolen card, visit the Visa website.
5. Inquire about special card features like travel accident insurance and traveler’s assistance.
6. Choose an ATM or bank for currency purchases for fewer fees and an exact conversion rate.
7. Check card readers for signs of tampering. When in doubt, choose another terminal.
8. Lock away valuables such as passports, backup credit cards, financial information, and cash.
9. Use social media with care. Posting your pictures or whereabouts during travel could leave you susceptible to home invaders.
10. Monitor charge activity. Review purchases and ATM withdrawals with your bank and credit card companies when you return home and save your receipts.

About Citizens State Bank
Citizens State Bank is a fourth-generation family-owned community bank that has offered personal and business financial services in Central Indiana since 1873. Our mission is to help our clients, co-workers, and communities succeed. We believe every client deserves to have a banker they can count on, and we are committed to being a responsible, knowledgeable banking partner. To learn more, call 888-529-5450 or visit www.mycsbin.com. Discover the difference a local bank can make.

About ICBA
The Independent Community Bankers of America® has one mission: to create and promote an environment where community banks flourish. We power the potential of the nation’s community banks through effective advocacy, education, and innovation.

As local and trusted sources of credit, America’s community banks leverage their relationship-based business model and innovative offerings to channel deposits into the neighborhoods they serve, creating jobs, fostering economic prosperity, and fueling their customers’ financial goals and dreams. For more information, visit ICBA’s website at icba.org.

The views, information, or opinions expressed in this article are solely those of the author and do not necessarily represent the views of Citizens State Bank and its affiliates, and Citizens State Bank is not responsible for and does not verify the accuracy of any information contained in this article or items hyperlinked within. This is for informational purposes and is no way intended to provide legal advice.