Citizens State Bank (IN) Financial Wellness Blog

Citizens State Bank & ICBA Powering Local Community w/Community Banks

Written by Nicole Swann, nicole.swann@icba.org, 202-821-4458 | Apr 14, 2025 2:32:55 PM

FOR IMMEDIATE RELEASE

Contact: Nicole Swann, nicole.swann@icba.org, 202-821-4458 or Leah Driver, ldriver@mycsbin.com, 765-529-5450

New Castle, IN (April 14, 2025)—In honor of Community Banking Month in April, Citizens State Bank (CSB) and the Independent Community Bankers of America (ICBA) are highlighting community bank efforts to power local communities and fuel economic prosperity for Americans nationwide. 

“At Citizens State Bank, we apply personalized banking solutions and have a positive impact on the community through contributing to vital causes,” Brock Davis, Chief Banking Officer at CSB said. As a financial provider rooted in the community, we help residents reach their financial goals. We invite you to visit our branches and find out how we can support your unique banking needs no matter what stage of the financial journey you are on.”

Collectively, community banks give more than 60% of all small-business loans and more than 80% of agriculture loans nationwide and contribute tax dollars that help maintain local municipalities. Community banks: 

  • Are favored by small businesses, earning a 81% net satisfaction score compared to 68% for large banks, 62% for finance companies and 48% for online lenders.  
  • Are committed lenders with loan growth that has outpaced non community banks for a decade.
  • Offer high-touch, high-tech service. This gives consumers access to modern-day conveniences and technical capabilities while maintaining the personal service for which community banks are known. 
  • Have a track record in helping under-served Americans by providing greater flexibility to low-income and minority borrowers. Community banks serve 93% of majority-minority communities and 96% of low-income designated counties.
  • Give back to their communities. Civic service is a way of life for community bankers as reflected in ICBA’s National Community Bank Service Awards

“Community banks cater to the distinct financing needs of their customers as a cornerstone of their business philosophy, which creates satisfied, life-long relationships,” ICBA President and CEO Rebeca Romero Rainey said. “ICBA takes pride in representing these community-centric servants, and prioritize championing their dedication to empower local communities.”

For more facts about community banks, click here. Follow the ICBA Community Banking Month conversation on social media with the #BankLocally and #CommunityBankingMonth hashtags.

About Citizens State Bank
Citizens State Bank is a fourth-generation family-owned community bank that has offered personal and business financial services in Central Indiana since 1873. Our mission is to help our clients, co-workers, and communities succeed. We believe every client deserves to have a banker they can count on, and we are committed to being a responsible, knowledgeable banking partner. To learn more, call 888-529-5450 or visit www.mycsbin.com. Discover the difference a local bank can make.

About ICBA
The Independent Community Bankers of America® has one mission: to create and promote an environment where community banks flourish. We power the potential of the nation’s community banks through effective advocacy, education, and innovation.   

As local and trusted sources of credit, America’s community banks leverage their relationship-based business model and innovative offerings to channel deposits into the neighborhoods they serve, creating jobs, fostering economic prosperity, and fueling their customers’ financial goals and dreams. For more information, visit ICBA’s website at icba.org.

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The views, information, or opinions expressed in this article are solely those of the author and do not necessarily represent the views of Citizens State Bank and its affiliates, and Citizens State Bank is not responsible for and does not verify the accuracy of any information contained in this article or items hyperlinked within. This is for informational purposes and is no way intended to provide legal advice.