What Grads Really Need This Year: Money

June 8, 2024 Zelle®

Parents standing with graduate - What Grads Really Need this Year:  Money

Whether a grad is preparing for college, pursuing more school, or starting their career, money is always a great gift to give. Total gift spending for high school and college graduates was estimated to be $6.4 billion in 2023, with cash continuing to be the top gift.1 This next grad season is going to be just as big— if not bigger!

If you find yourself on your way to your nephew’s graduation party, and suddenly realize you forgot to get him a card, you don’t have to rush to find the nearest drugstore and spend time scouring the card aisle for a generic “Congrats, Graduate!” card. And you won’t have to open up your maps app and search for the closest ATM.

Luckily, you can quickly and easily send money to your special grad with Zelle® - along with a personalized, congratulatory note.

How to Send a Grad Money with Zelle®

You already have access to Zelle® in CSB online and mobile banking, so you won’t even need to download anything to start sending money. And your grad doesn’t have to bank at the same place as you to receive your gift. With just an email address or U.S. mobile number, you can send money to them regardless of where they bank.2 Plus, there are no fees2 to use Zelle® through Citizens State Bank.

Although it can be tempting to get creative with your gift-giving, graduates will undoubtedly appreciate the gift of money as they’re preparing to embark on a new chapter of their lives. And with Zelle®, the money will go directly in your grad’s bank account and be available for them to spend within minutes.2

Learn more about how Zelle® works. 

1Source: NRF’s Annual 2023 Graduation Spending Survey, conducted by Prosper Insights & Analytics.
2U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. 
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

The views, information, or opinions expressed in this article are solely those of the author and do not necessarily represent the views of Citizens State Bank and its affiliates, and Citizens State Bank is not responsible for and does not verify the accuracy of any information contained in this article or items hyperlinked within. This is for informational purposes and is no way intended to provide legal advice.

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